Disclaimer

IF YOU DO NOT AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MUST IMMEDIATELY DISCONTINUE USE OF THIS WEBSITE.

Terms and Conditions of Use of this Site

All information is provided “as is”, without any representations or warranties of any kind, and JackPenner.com and A Life Without Limits, LLC expressly disclaim all express and implied warranties including those with respect to accuracy, completeness, timeliness or fitness for a particular purpose of the information on this website or of any product or service referenced on this website, unless otherwise expressly indicated. JackPenner.com and A Life Without Limits, LLC assume no responsibility for any losses, damages, whether direct, indirect, special or consequential, which arise out of the use or misuse of this website howsoever caused, whether such damages arise in contract, tort, negligence, equity, statute or by way of any other legal theory regardless of whether such damages could have been foreseen. The information on this website is subject to change without notice.

As with all programs, techniques and materials related to health, exercise and fitness, or JackPenner.com and A Life Without Limits, LLC strongly recommend that you not rely upon or follow the programs, techniques or use any of the products and services made available by or through the use of this website for decision making without obtaining the advice of a physician or other health care professional. The information, products and services made available by or through the use of this website are provided for use by persons who have satisfied themselves as to the appropriateness of its use for themselves after obtaining the advice of a physician or other health care professional. The nutritional and other information on this website is not intended to be and does not constitute health care or medical advice and must not be used to make any diagnosis specific to the online user. JackPenner.com and A Life Without Limits, LLC do not employ dietitians or any other health care professionals.

If you have chosen not to obtain a physician’s permission prior to beginning this program with JackPenner.com and A Life Without Limits, LLC then you are doing so at your own risk.

By your use of this website you acknowledge that you do hereby waive, release and forever discharge JackPenner.com and A Life Without Limits, LLC and their respective heirs, directors, officers, agents, employees, representatives, successors and assigns, administrators, executors, and all others from any and all responsibilities or liability from injuries or damages resulting from or connected with your participation in any of the JackPenner.com and A Life Without Limits, LLC exercise programs (including any newsletters), or other practices seen on this website, whether arising from the negligence of the JackPenner.com and A Life Without Limits, LLC, its employees, heirs, directors, officers, agents, employees, representatives, successors and assigns, administrators, executors, and other parties involved in the creation, production or delivery of the site, or otherwise.

Independent parties develop websites that may be accessed from this website. JackPenner.com and A Life Without Limits, LLC is not responsible for the privacy policies or the accuracy of the information in such websites nor do we endorse products offered in those websites. JackPenner.com and A Life Without Limits, LLC do not represent or warrant that unauthorized use of information from this or other websites does not infringe on the trademark rights of third parties.

By your use of this website, you acknowledge that JackPenner.com and A Life Without Limits, LLC, its employees, heirs, directors, officers, agents, employees, representatives, successors and assigns, administrators, executors, and other parties involved in the creation, production or delivery of the site will not be held liable for any damages suffered or incurred by you or any third person arising out of:
(a) any fault, interruptions or delays in the provision of this website; or
(b) any inaccuracies, errors or omission on this website or any product or services referenced on the site, however such faults, interruptions, delays, inaccuracies, errors or omissions arise.

JackPenner.com and A Life Without Limits, LLC’s liability, if any, shall be limited only up to the amount paid by the user for the products and/or services herein.

Privacy policy statement

At JackPenner.com and A Life Without Limits, LLC, we take the issue of privacy seriously. We want to assure you that the security and confidentiality of personal information that you disclose while visiting our website will be respected. Policies governing the protection of privacy on our website are strictly observed and enforced to ensure this happens.

In our online access area, you may be asked to provide personal information that is necessary for us to communicate with you, to provide you with your training program and any other information that JackPenner.com and A Life Without Limits, LLC consider may be valuable to you. Personal financial information is required to enable us to bill you for products and/or services you have requested. It is your responsibility to ensure that the information provided to JackPenner.com and A Life Without Limits, LLC by you is complete and accurate.

YOU MUST BE AT LEAST 18 YEARS OF AGE TO ACCESS THIS WEB SITE.

Last Updated: July 13, 2015
JackPenner.com and A Life Without Limits, LLC strives to offer its visitors the many advantages of Internet technology and to provide an interactive and personalized experience. We may use Personally Identifiable Information (your name, e-mail address, street address, telephone number) subject to the terms of this privacy policy. We hate spam as much as you do and we will never sell, barter, or rent your email address to any unauthorized third party. Period.

How we gather information from users
How we collect and store information depends on the page you are visiting, the activities in which you elect to participate and the services provided. For example, you may be asked to provide information when you register for access to certain portions of our site or request certain features, such as newsletters or when you make a purchase. Like most Web sites, JackPenner.com also collects information automatically and through the use of electronic tools that may be transparent to our visitors. For example, we may log the name of your Internet Service Provider or use cookie technology to recognize you and hold information from your visit. Among other things, the cookie may store your user name and password, sparing you from having to re-enter that information each time you visit, or may control the number of times you encounter a particular advertisement while visiting our site. As we adopt additional technology, we may also gather information through other means. In certain cases, you can choose not to provide us with information, for example by setting your browser to refuse to accept cookies, but if you do you may be unable to access certain portions of the site or may be asked to re-enter your user name and password, and we may not be able to customize the site’s features according to your preferences.

What we do with the information we collect
Like other Web publishers, we collect information to enhance your visit and deliver more individualized content and advertising. We respect your privacy and do not share your information with anyone.

Aggregated Information (information that does not personally identify you) may be used in many ways. For example, we may combine information about your usage patterns with similar information obtained from other users to help enhance our site and services (e.g., to learn which pages are visited most or what features are most attractive). Aggregated Information may occasionally be shared with our advertisers and business partners. Again, this information does not include any Personally Identifiable Information about you or allow anyone to identify you individually. We may use Personally Identifiable Information collected on JackPenner.com to communicate with you about your registration and customization preferences; our Terms of Service and privacy policy; services and products offered by JackPenner.com and other topics we think you might find of interest.

Personally Identifiable Information collected by JackPenner.com may also be used for other purposes, including but not limited to site administration, troubleshooting, processing of e-commerce transactions, administration of sweepstakes and contests, and other communications with you. Certain third parties who provide technical support for the operation of our site (our Web hosting service for example) may access such information. We will use your information only as permitted by law. In addition, from time to time as we continue to develop our business, we may sell, buy, merge or partner with other companies or businesses. In such transactions, user information may be among the transferred assets. We may also disclose your information in response to a court order, at other times when we believe we are reasonably required to do so by law, in connection with the collection of amounts you may owe to us, and/or to law enforcement authorities whenever we deem it appropriate or necessary. Please note we may not provide you with notice prior to disclosure in such cases.

Affiliated sites, linked sites and advertisements
JackPenner.com expects its partners, advertisers and affiliates to respect the privacy of our users. Be aware, however, that third parties, including our partners, advertisers, affiliates and other content providers accessible through our site, may have their own privacy and data collection policies and practices. For example, during your visit to our site you may link to, or view as part of a frame on a JackPenner.com page, certain content that is actually created or hosted by a third party. Also, through JackPenner.com you may be introduced to, or be able to access, information, Web sites, features, contests or sweepstakes offered by other parties. JackPenner.com is not responsible for the actions or policies of such third parties. You should check the applicable privacy policies of those third parties when providing information on a feature or page operated by a third party.
While on our site, our advertisers, promotional partners or other third parties may use cookies or other technology to attempt to identify some of your preferences or retrieve information about you. For example, some of our advertising is served by third parties and may include cookies that enable the advertiser to determine whether you have seen a particular advertisement before. Other features available on our site may offer services operated by third parties and may use cookies or other technology to gather information. JackPenner.com does not control the use of this technology by third parties or the resulting information, and is not responsible for any actions or policies of such third parties.

You should also be aware that if you voluntarily disclose Personally Identifiable Information on message boards or in chat areas, that information can be viewed publicly and can be collected and used by third parties without our knowledge and may result in unsolicited messages from other individuals or third parties. Such activities are beyond the control of JackPenner.com and this policy.

Children’s Privacy
We do not knowingly collect personal information from children under the age of 13. If we learn that we have personal information on a child under the age of 13, we will delete that information from our systems. JackPenner.com encourages parents to go online with their kids. Here are a few tips to help make a child’s online experience safer:
Teach kids never to give personal information, unless supervised by a parent or responsible adult. Includes name, address, phone, school, etc.
Know the sites your kids are visiting and which sites are appropriate.
Look for Web site privacy policies. Know how your child’s information is treated.

Changes to this Policy
JackPenner.com reserves the right to change this policy at any time. Please check this page periodically for changes. Your continued use of our site following the posting of changes to these terms will mean you accept those changes. Information collected prior to the time any change is posted will be used according to the rules and laws that applied at the time the information was collected.

Governing law
This policy and the use of this Site are governed by District of Columbia law. If a dispute arises under this Policy we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Washington, District of Columbia. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.

If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Washingto, District of Columbia, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.

JackPenner.com is controlled, operated and administered entirely within the District of Columbia. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.

We can be reached by contacting:
A Life Without Limits, LLC
2527Q St. Nw
Washington, DC 20007
Jack@JackPenner.com

Use of information collected

We use the information collected from you when you visit our website to address your specific requests and to provide better customer service, including the provision of the latest information regarding our products and services. The information collected may also be used to document communications between JackPenner.com and A Life Without Limits, LLC and our online users and to comply with any applicable legal and/or regulatory requirements.

Access to information collected

Certain employees will be provided with information about a website visitor in order to fulfill that user’s requests and provide the user with requested information regarding specific products. Our employees are instructed to use strict standards of care in handling the personal information of our clients, and the use of such information is dealt with in our internal code of conduct. Employees who do not conform to JackPenner.com and A Life Without Limits, LLC’s confidentiality rules are subject to disciplinary sanctions which may include dismissal.

JackPenner.com and A Life Without Limits, LLC does not transmit any personal information collected through its website to any third parties. Personal information may be transmitted, however, if there is a specific need to complete a transaction requested by the online user.

Unauthorized downloading, re-transmission, storage in any medium, copying, redistribution, or republication for any purpose is strictly prohibited without the written permission of JackPenner.com and A Life Without Limits, LLC.

All matters that do or may arise, in any way relating to the use of this Web Site, are subject to and shall be governed, construed and enforced exclusively in accordance with the laws of the District of Columbia, as those laws apply to contracts made in the District of Columbia, and which are wholly performed in the District of Columbia by persons domiciled in the District of Columbia and your use of this Web Site is and shall be deemed to be your irrevocable agreement to be subject to the laws and jurisdiction of the District of Columbia.

If you have any questions about the protection of personal information you have disclosed on JackPenner.com and A Life Without Limits, LLC’s website or it’s terms and conditions of use, please send us an e-mail at Jack@JackPenner.com so that we can address your questions as quickly and completely as possible.

Copyright ©2015,A Life Without Limits, LLC and JackPenner.com.  All rights reserved.

Disclosure

As of December 1st, 2009, the FTC requires that all bloggers disclose whenever there could be any type of hidden interests or unspoken biases related to product recommendations.

If you have read my stuff long enough you know that I would never promote something I didn’t think was an awesome product. Unless it’s worth spending my own money on and unless I would use it myself I would never recommend it to you. I refuse to promote horrid products and risk my reputation, no matter what companies may offer me or throw my way.

However, largely due to the fake supplement blogs and other similar scams full disclosure is now required. That means I would have to mention it every time I’m pictured wearing a t-shirt that someone might have given me for free or tell you if a colleague I interview picks up the bill for lunch. This would be tedious for me and make for a horrible reading experience for you.

To protect my own ass let’s just assume that for every link I post, recommendation I make and product I use, all of the following hold true:

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If I do happen to make money off a link I post please rest assured that I will only spend that money on cocktails, coffee, and beach vacations.

(Illustrations courtesy of Louis Gray and Jeannine Schafer)

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